Rate Cuts Coming? What Smart Money Already Knows | Weekly Business Briefs w/ Martin Perdomo

Trump's Fed chair shortlist signals major economic changes ahead with four candidates in the running that will impact rates and market confidence. July's job report confirms economic cooling with below-forecast job creation and rising unemployment, creating strategic opportunities for prepared investors.

• Trump's shortlist for Fed chair includes candidates with varying policy approaches that will reshape monetary strategy
• July jobs report shows slowing growth with only 187,000 jobs added and unemployment rising to 4.1%
• US violent crime fell 4.5% in 2023, creating opportunities in real estate and local business investment
• When evaluating investment markets, look for stable unemployment and low crime rates
• Economic cooling signals potential rate cuts, creating opportunities for strategic investors

Follow me on Instagram @TheEliteStrategist for real-time deal breakdowns and strategic insights. Visit WealthyAFmedia.com for access to my deal analyzer tool and upcoming events.

Chapters

• 0:00 Welcome to Wealthy AF Business Brief
• 0:19 Trump's Fed Chair Shortlist Analysis
• 1:26 July Jobs Report: Economic Cooling
• 2:59 US Crime Rate Decline's Impact
• 4:43 Call to Action and Key Takeaways

Transcript

Speaker 1: 0:00

Welcome back to the Wealthy AF Business Brief, where we break down the headlines that matter for entrepreneurs, investors and builders of generational wealth. I'm your host, the Elite Strategist Martin Perdomo, and today's global news has direct implications for your wallet, your deals and your strategic moves. Let's dive right in. Trump's Fed share shortlist sends signals. President Trump just made waves on the economic front, revealing that Treasury Secretary Besant doesn't want to be the next Fed chair, despite being considered a top contender. Instead, four other names are reportedly in the running a former Fed governor known for dovish policy, two private sector economists with hawkish reputations and a wild card. A current regional Fed president with mixed views on inflation. Why this matters? Trump is actively reshaping the US future and monetary policy. Whoever he appoints will have a direct impact on rates, inflation strategy and market confidence. Strategic move For investors and business leaders. Start forecasting multiple rate scenarios into 2026. Your borrowing costs, valuations and capital strategies could pivot quickly depending on who gets the chair. Capital strategies could pivot quickly depending on who gets the chair.

Speaker 1: 1:26

July's job report confirms economic cooling. The July jobs data confirm what many of us already sense 187,000 jobs added below the 200,000 forecast. Unemployment rose 4.1%, the highest in nearly three years, average hourly wages increased just 0.3% month over month and labor force participation stayed flat at 62.6%. That's the slowest job growth since early 2024. The economy is clearly slowing down. Whether it's a soft landing or a signal of a deeper contraction depends on how businesses and consumers respond in Q3 and Q4.

Speaker 1: 2:30

Entrepreneurs protect cash flow Investors. This may be your entry window. Rates may hold steady, but demand side weakens is now confirmed. So this is the time where millionaires are made. Find your opportunities. Remember, when unemployment goes up and jobs fall, this means that rates have to drop. This is what jay powell's and the Fed's job is to keep maximum employment and to keep inflation down. So this clearly signals should signal to Jay Powell and his crew lower the rates. Lower the rates, bro. Lower the rates. Us inflation crime falls for second straight year In the bright spot.

Speaker 1: 3:05

New FBI data shows violent crimes fell 4.5% in 2024, making the second consecutive year of national decline. Homicides is down 13%. Robbery fell 9%. Aggravated assault dropped 3%. What's driving it? Analysis point to improve policing strategy, community programs and tech-enabled enforcement tools. Why this matters? Safer communities unlock more opportunity, especially in real estate, retail and local business growth.

Speaker 1: 3:42

Investors should take note of metros. With falling crime rates, they may signal underrated upside potential. So one of the things I teach in my coaching program and to my students is when you're underwriting a market to buy real estate, or buy any investment or real asset in a new market, you look at employment. Unemployment needs to be stable, one to two points higher or lower than the national average. It shouldn't be too. If it's too much, it's too high, it's a risk. If it's two points lower, it's risk. And we have to see steady population growth. And then some of the other points that we look at is crime. If crime is low, then that's a good place to invest because families want to live there. So this matters because where there's low crime, money flows there, families move there, consumers consume and prices go up, and it's a stable community.

Speaker 1: 4:41

Let's hit pause on the headlines for just a sec. If you're scaling a real estate portfolio, building multiple income streams or looking to play chess not checkers with your financial future, come hang with me on Instagram at the Elite Strategist. I'm sharing real-time deal breakdowns, mindset shifts and strategic moves we don't drop anywhere else. You'll also find links to the Wealthy AF newsletter, free tools like my deal analyzer and early access to events at WealthyAFmedia. Here's what the numbers are telling us. Demand is slowing down, labor is softening. This isn't about panic. It's about positioning yourself to pivot when the opportunity shows up. So position wisely, stay informed, stay strategic, and I'll catch you next week. Peace out.